Employee Benefits
401(k) Retirement Plan
John Hancock 401 (k) Demo
John Hancock Login
| Feature | Benefit |
| HROI is responsible for all administration, 5500 testing compliance, reconciling, payroll deductions, and fund transfers. | Reduced plan administration time for you. Freedom to Focus! |
| The plan honors prior service with your company for eligibility and entrance into the plan. | Customized plan and policies best suited for your needs. |
| Statement of account on demand. | Participants can follow the activity of the investments at their convenience, any time. |
| Move funds among investment options daily. | Better control over investment portfolio. |
| Change deferral amounts per pay period. | Flexibility of controlling after-tax income. |
| Account access via the internet or telephone. | Simple, fast and efficient from anywhere |
| Loan provisions are available. | Access to funds for major purchase or under hardship conditions. |
Other Features include:
- 40 Different Fund Options for Employees to Choose From
- Great for Attracting and Retaining Employees
- Employees can Invest Pre-Tax Dollars Through Payroll Deduction
- Employees can Invest up to the IRS Maximum
- Safe Harbor, Profit Sharing, and Matching Options Available
- Employer match is available, but not required.
HROI handles all set up and ongoing administrative for the 401(k) plan. (John Hancock)
